Long Term Care
With Baby Boomers reaching retirement and Americans living longer than ever, Long Term Care Insurance (LTC) policies should be on the minds of many people, especially those close to retirement. Current care facilities typically range between $6,000-8,000 a month, which can devastate your family if you need care over a long period of time. Long Term Health Care Insurance protects you, as well as those you love, in the event that extended health care is needed in your lifetime.
Long Term Care Insurance Helps to Cover:
- Daily activities such as bathing, eating, dressing, ambulating & continence.
- Skilled nursing care or rehabilitation training either in a nursing facility or at home
- Cognitive impairment such as Alzheimer’s and deals with care-oriented conditions, not cure oriented
LTC is less expensive if you buy it earlier and while you are in good health. Some plans will provide coverage if a family member assists with your daily activities even if you remain at home. Let us help assess whether you have a need for LTC and find the right coverage to protect you and your family.